Couple doing bills

How hard is your checking account working for you?

Go Green Checking beats the big banks across the board, with up to 0.60% APY1 and no monthly fees or minimum balance required. Plus, bank on your own time with extended teller hours and our best-in-class mobile banking.

No fees, higher returns and powerful benefits

Coastal Go
Green Checking
Wells Fargo
Preferred Checking2
Bank of America
Advantage Relationship2
Dimension Checking2
Citizens Premier2
APY2.00% 30+ debit card transactions0.01% on balances $500+0.01%0.01%0.01%
Monthly Fee 3$0$15$25$20$18
Min. Opening Deposit$04$25$100$50$100
Surcharge Free 5 ATMs31,000+13,000+16,000+2,500+1,100+
Teller Hours
7 am - 7 pm
7 days a week
Local Branches62287271945
Mobile Banking and
Mobile Deposit
Apple Pay
Online Bill Pay
Loyalty Bonusannual dividend
member payout
no payoutno payoutno payoutno payout

Premium Tier

0.60% APY1

Standard Tier

0.60% APY1

Base Tier

.10% APY1


How easy is it to get a great return on your checking account?If you have a daily habit like a coffee run, you’re well on your way to 12 debit transactions a month – and a 0.60% APY1 from Coastal. So you can earn extra money back every year, just for spending the way you always spend.

Bank better to live better.

Coastal offers rewards, convenience, technology and perks that not only help your finances – but also help your everyday life.

Earn More

Get more money back with Coastal’s highly competitive rates and our Annual Member Loyalty Payout.

Bank Locally

Enjoy superior banking in your own backyard with 24 local branches and recognition as the Best Financial Institution by Cary Magazine.

Bank on the Go

Our mobile app gives you easy access to your account and CardNav helps monitor spending in seconds.

Be a VIP

Being a Coastal member means early ticket access and fast lane entry at Coastal Credit Union Music Park.

Ready to Join?

You’re eligible if employed by one of our 1,800+ local business partners, like Cisco, IBM, Lenovo, Red Hat, Wake Technical Community College, Wake Medical Center and many others. Or, you can make an one-time $18 donation to the nonprofit NC Sustainable Energy Association (NCSEA).

Open an Account

© 2023 Coastal Federal Credit Union      |   Routing # 253175494