How hard is your checking account working for you?

Go Green Checking beats the big banks across the board, with up to 2.00% APY1 and no monthly fees or minimum balance required. Plus, bank on your own time with extended teller hours and our best-in-class mobile banking.

No fees, higher returns and powerful benefits

Coastal Go
Green Checking		Wells Fargo
Preferred Checking2		Bank of America
Advantage Relationship2		Truist
Dimension Checking2		First
Citizens Premier2
APY2.00% 30+ debit card transactions0.01% on balances $500+0.01%0.01%0.01%
Monthly Fee 3$0$15$25$20$18
Min. Opening Deposit$04$25$100$50$100
Surcharge Free 5 ATMs31,000+13,000+16,000+2,500+1,100+
Teller Hours
7 am - 7 pm
7 days a week		✓––––
Local Branches62287271945
Mobile Banking and
Mobile Deposit		✓✓✓✓✓
Apple Pay✓✓✓✓✓
Online Bill Pay✓✓✓✓✓
Loyalty Bonusannual dividend
member payout		no payoutno payoutno payoutno payout

Your cards are safe with CardNav.

With the Coastal CardNav app, you get peace of mind for your Coastal debit and credit cards right at your fingertips.

  • Turn cards on or off in seconds
  • Use GPS to restrict transactions to a designated area
  • Limit card use to specific merchants or purchases
  • Receive real-time, in-app alerts that let you know when and where your card is being used
  • Set spending limits

Download the app now:

Download on the App Store Download on Google Play

Premium Tier

2.00% APY1
(15+ debit card transactions)

Base Tier

0.10% APY1
(0-14 debit card transactions)

1
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BIG REWARDS FOR EVERYDAY SPENDING.

How easy is it to get a great return on your checking account? If you have a daily habit like a coffee run, you’re well on your way to 15 debit transactions a month – and a 2.00% APY1 from Coastal. So you can earn extra money back every year, just for spending the way you always spend.

Bank better to live better.

Coastal offers rewards, convenience, technology and perks that not only help your finances – but also help your everyday life.


Earn More

Get more money back with Coastal’s highly competitive rates and our membership perks and discounts.

Bank Locally

Enjoy superior banking in your own backyard with 22 local branches and recognition as the Best Financial Institution by Cary Magazine.

Bank on the Go

Our mobile app gives you easy access to your account, and CardNav helps monitor spending in seconds.

Be a VIP

Being a Coastal member means early ticket access and fast-lane entry at Coastal Credit Union Music Park.

Find a branch

Ready to Join?

You’re eligible if employed by one of our 1,800+ local business partners, like Cisco, IBM, Lenovo, Red Hat, Wake Technical Community College, Wake Medical Center, and many others. Or, you can make a one-time $18 donation to the nonprofit NC Sustainable Energy Association (NCSEA).

Open an Account

  1. APY = Annual Percentage Yield. APYs are accurate as of the last dividend declaration date. The rate may change after account opening. No minimum deposit is required to open an account. Fees may reduce earnings. Premium Tier and Standard Tier rates are applied to daily average balances up to $10,000. Base Tier rate will apply to the portion of the balance exceeding $10,000. For more details, see the Truth-In-Savings Disclosure and Rate Table. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration is a U.S. government agency.
Tier APY on average daily balances $10,000 or less APY on average daily balances above $10,000
Premium
15 or more debit card transactions per month		 2.00% 0.10%​
Base
0-14 debit transactions per month		 0.10%​
  1. Based on an Internet search of banks’ websites.
  1. The criteria for waiving monthly fees varies by financial institution.
  1. Checking accounts can be opened for $0, but new members have to also open up a savings account with a minimum opening balance of $25.
  1. The first five non-Coastal ATM withdrawals during a specific month are free of charge. Every withdrawal after is charged a $2.00 non-Coastal ATM fee. There is no fee (surcharge) from the ATM owner when you use a CO-OP, CashPoints, or Sheetz ATM.
  1. Local Branches locations include the following counties: Chatham, Durham, Edgecombe, Franklin, Granville, Halifax, Harnett, Johnston, Lee, Nash, Orange, Person, Vance, Wake, Warren, and Wilson.

Federally insured by the NCUA.

Your savings federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency. © 2024 Coastal Credit Union. Privacy Policy | Terms of Use | Cookies Policy



Coastal Credit Union       

© 2024 Coastal Federal Credit Union      |   Routing # 253175494